β0% interest sounds greatβ¦ but is it the smartest way to go solar?β
β Yes β for many Malaysian homeowners in 2025, 0% instalment plans are the most accessible way to switch to solar without financial strain.
Letβs look at how it works, and who benefits most.
π³ Whatβs the 0% Instalment Plan?
Many solar providers now offer:
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Up to 36-month 0% credit card instalments
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Available via major banks (Maybank, CIMB, HSBC, etc.)
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No hidden fees, just monthly payments
Instead of paying RM20,000+ upfront, you divide it into manageable monthly chunks β often similar to your existing TNB bill.
π Whatβs the Catch?
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You must have sufficient card limit
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Instalments are fixed and not linked to TNB performance
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If your usage increases or NEM is delayed, savings may vary
But overall, for homeowners who donβt want to tie up their cash, itβs a risk-free, interest-free way to go solar faster.
π Who Should Consider 0% Instalment?
- Households spending RM350+ monthly on electricity
- Young families or first-time homeowners
- People who prefer not to dip into EPF or cash reserves
And even during instalment repayment, your solar system already saves money by lowering your TNB bill.
β Ready to Start for RM0 Upfront?
Ask us about your bank eligibility, credit card options, and how to get started today.
π We serve homes across Penang, Selangor, KL, Johor & more
π Message us for a personalised instalment plan breakdown.